Insurance

FriendlyScore writes

How to cut the cost of travel insurance if you have pre-existing medical conditions

If you’ve just booked your summer holiday, the next step is to make sure you have travel insurance to cover you if you fall ill or you need to cancel. There are hundreds of different policies available but if you have pre-existing medical conditions you could be faced with a big bill. However, you don’t have to pay over the odds and there are ways you can cut the cost.

How to cut the cost of cruise insurance?

You’ve just booked your next cruise, checked the weather forecast and are starting to think about what clothes you’ll need but what about insurance? It’s not the most exciting part of a holiday but it could potentially save you a lot of money if something goes wrong.

How young drivers can cut their insurance costs

Young drivers pay the highest average costs for car insurance, of £1,316.62 per year, according to the AA. However, there are lots of tricks and tips for cutting the cost young drivers pay so they’re not left bankrupted by their cover.

Do you need critical illness insurance?

Critical illness insurance is designed to pay out a lump sum if you get one of the injuries or illnesses listed in the policy and you’re no longer able to work.

Don't pay over the odds for landlord insurance

Standard home insurance usually won’t cover you if you rent your house out to tenants, therefore it’s worth looking into landlord insurance. It provides protection should anything go wrong in the property.

Gap year booked? Make sure you've got the right cover

You’ve booked your around the world flights and you’re starting to plan your gap year but before you start packing your bags it’s important to make sure you have insurance in case something goes wrong.

Should cyclists have insurance?

Should people riding bicycles around cities and towns be required to take out insurance, much like drivers are? It’s a question that comes up relatively frequently, often in the context of angry motorists complaining about people on bikes.

How to find the best deal on breakdown insurance

Breakdown insurance does what it says on the tin, if you’re out in your car and it breaks down, the policy will cover you to have your motor repaired and to get you back home. There are different levels of cover available and the kind you buy will depend on the age and condition of your car, along with your own driving experience.

How does bike insurance work and do you need it?

If you’re a keen cyclist you may have considered buying insurance to cover your bike if it’s stolen, damaged, or lost. Your bike may already be covered on your home insurance policy but if not there are a wide-range of specialist policies available to buy. Here we outline the main things you should be looking out for before you buy.

How to cut the cost of mobile phone insurance

Mobile phones are expensive and if you’ve got one of the newest models it can set you back around £1,000. Therefore if your phone is lost, stolen, or damaged you can end up paying out a lot more if you need to replace it or get it repaired. This is where mobile phone insurance comes into play and here we explain the best way to buy it without getting ripped off.

Do you need wedding insurance?

You’ve asked the question, got the date set, and are now starting on the process of wedding planning but before you even book a wedding cake trial - should you be thinking about insurance first? From the dress, suits, venue and caterers to the presents, rings and drinks weddings are a very expensive business and if something goes wrong - can prove even more costly.

Your rights when your airline collapses

If you were planning to head off on your summer holidays with a flight from Flybmi, then the news that the airline has filed for administration will likely be a cause for concern.

How to cut the cost of insuring your pet

If your pet is ill or injured and you need to take them to the vets, this will cost you and without insurance you’ll need to have the money upfront to pay. The bill for making your moggy better doesn’t have to bankrupt you and there are ways to cut the cost of insurance - as well as alternative methods of paying.

Do you need insurance for your engagement ring?

Congratulations you’re engaged, now before you start planning the wedding and scanning Pinterest for flower arrangements, one slightly less-exciting task is to make sure your new ring is insured in case it get lots, damaged or stolen.