5 June 2019
Young drivers pay the highest average costs for car insurance, of £1,316.62 per year, according to the AA. However, there are lots of tricks and tips for cutting the cost young drivers pay so they’re not left bankrupted by their cover.
Repairing or replacing a lost or damaged phone can be expensive. But, using insurance to cover the costs can be a very easy option.
It’s important to check the terms and condition of your insurance cover but you can usually claim if:
If you think your phone’s been stolen, it’s important to contact your local police station. Getting in touch with your network provider is also a good idea so they can prevent any unauthorised use of your phone.
Some insurance companies may ask you to prove that you bought the phone or that it’s registered in your name.
You may be asked to provide a receipt as well as a photo to prove that the phone’s yours (a picture of you and the phone) and has been damaged.
If you’ve agreed to pay excess in your insurance, you may also need to send payment for this. Sometimes this is automatically deducted from the cost of your claim.
It’s important to check your policy documents for full details on how to make a claim.
Excess is the amount of money that you have to pay towards each claim. For example, if you have excess of £100 and you claim for £300, your insurer will only pay you £200.
How will my claim be settled?
Once your insurer has looked at your claim, it could be settled with
Your claim could be rejected if:
Claiming on your phone insurance is not only easy but can also help pay for damages or a replacement phone.
If you think your claim’s been rejected unfairly, you can complain to your insurer. Remember it’s important to check the terms and condition of your insurance before making any claim.
5 June 2019
31 May 2019
Critical illness insurance is designed to pay out a lump sum if you get one of the injuries or illnesses listed in the policy and you’re no longer able to work.
15 May 2019
Life insurance is a crucial form of cover for many of us. This form of insurance is a good way to ensure that your loved ones, like your partner or your children, are not left struggling for money if you pass away unexpectedly.