Money

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How to find the best personal loan for you

Personal loans can be taken out for any number of things, be it a wedding, new car or home improvements. There are lots of different rates on offer, and before you apply it’s worth taking a look at your finances to see how much taking a loan out will cost you, and how long it’ll take before you can pay it back. Here are five steps to finding the best personal loan for you.

How to save money on car maintenance

If you’ve got a car and it needs a repair, it can be extremely frustrating to be told that the cost of fixing it could amount to hundreds of pounds. But there are loads of things you can do to prevent problems arising in the first place, as well as others which can stop costly car maintenance fees from spiralling. Here are five…

How to make money working from home

If you’re one of the growing number of people who want to ditch the 9-5 and start working from home, it’s likely you’ll want to know how to earn money and support yourself without getting out of your pyjamas.

What Does The New National Living Wage Mean For You

What is the difference between the National Minimum Wage (NMW) and the National Living Wage (NLW)? The main difference is that the NMW is paid to under 25’s, whereas the National Living Wage is the agreed minimum rate paid for over 25’s.

How to find 'cash in hand' jobs

If you’re looking for a way to earn money quickly, finding a ‘cash in hand’ job might be the best way of raising funds. But knowing where to find these jobs can be hard if you don’t know where to look. Here’s where to start…

Easy ways to study and make money

If you’re a student and struggling to support yourself with nothing but your maintenance loan, don’t worry - there are ways to generate extra money without sacrificing your study time or social life.

Is Your Overdraft Working for You?

Staying in control of your overdraft can be difficult, especially if you aren’t sure exactly what you are being charged and why. We are here to answer some of your questions about overdrafts. Is it bad to use your overdraft every month? What are overdrafts for? And do overdrafts affect your credit score?

The best freebies around today

There aren’t many better things in life than getting something you want for free. And with the cost of living rising faster than most people’s wages, getting your hands on free goods and services could make a big difference. But knowing where to find the best freebies can be hard.

How Much Do Kids Really Cost? Financial Planning For A Family

So, are you thinking about starting a family?  Taking the leap from being childfree to being a parent is a huge decision and finances can play an important part in helping you decide when the time is right for you to start a family.

Car mechanic tricks and how to avoid them

If you need a repair or service carried out on your car, it’s important that you understand that there are a few operators out there who don’t exactly play by the rules. It’s unfortunate, but it does happen, which is why we want to help you avoid the small tricks that some car mechanics use when repairing and servicing cars.

The bank accounts people are switching to - and why

Bank accounts can be useful in all sorts of ways, besides simply being a place for your employer to pay your wages or for your bills to come out of. There are loads of different bank accounts in the UK, and while plenty are pretty mediocre, there are some that stand out by offering something a little different.

How to get a better deal on a new car

Driving is a necessity for millions of us, but it’s not exactly cheap. There are so many ongoing charges that come with getting behind the wheel, from car insurance to vehicle excise duty, let alone the actual cost of filling up at the pump.

How do credit builder cards work?

Credit builder cards are a good way for those with poor credit scores to boost their credit history. It’s easier to get one of these cards if your credit score is less than perfect and if you follow the rules and repay the debt each month, they can be a real help in rebuilding your credit score. Here we list the five things you need to know before applying for one.

The No Spend Challenge. How Long Can You Go?

You may have heard of the No Spend Challenge. It received a lot of publicity when personal finance journalist, Michelle McGagh published her book The No Spend Year: How to Spend Less and Live More. Her goal was to pay off a chunk of her large London mortgage and her experiment meant she was able to pay down £22,000

How to spot an HMRC scam

The start of April marks the beginning of a new tax year. And while this brings with it a host of unwelcome price and tax increases, it’s also a prime time of year for scammers posing as HM Revenue & Customs (HMRC).