Created by: Dave Harland | 31 July 2019

How to find 'cash in hand' jobs

If you’re looking for a way to earn money quickly, finding a ‘cash in hand’ job might be the best way of raising funds. But knowing where to find these jobs can be hard if you don’t know where to look. Here’s where to start…

Gumtree

We’re big fans of Gumtree because you can find almost anything without having to pay a fee to the website. And that includes ‘cash in hand’ jobs - there’s an entire section dedicated to them.

People from all over the UK advertise positions which pay cash: cleaners, waiters, vote counters, cooks, au pairs and more. Check it out if you need to raise cash quickly.

Your neighbourhood

If Gumtree or other websites fail to deliver local results, your best bet is to get out there and knock on some doors. Offering car washing services or window cleaning for your neighbours can be a great way to earn money quickly.

Just try to look professional and friendly if you’re knocking on somebody's door, because for elderly people especially, opening the door to a stranger might make them nervous.

If you don’t fancy yourself as a cleaner, you could always visit some local restaurants and offer to serve customers as a waiter or bar server.

Restaurant businesses usually have a high turnover of staff so if you have some experience in the hospitality sector, you might be able to get a job by asking around and handing out some CV’s.

What about tax?

Whatever situation you find yourself in when being paid cash in hand, you still need to pay your fair share of tax.

Your employer is allowed to pay you in cash, providing that they take off the right amount of income tax and National Insurance contributions under Pay As You Earn (PAYE), and hand this over to HM Revenue & Customs (HMRC) before paying you what’s left.

But if you’re not employed by a business and you are earning money from washing cars or something similar, you need to keep track of how much money you make and then fill out a self-assessment form, which can be found on the gov.uk website.

Not declaring your earnings to the taxman is against the law, and if you’re caught, you could face a big penalty. So don’t take the risk.
 

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