Mortgage

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Sneaky tricks used by homebuyers

If you’re planning on selling your home or buying a new one, it’s important that you know what tricks are being used in the property market. Some of them are smart tactics which you may want to use yourself, but others need to be addressed with the buyers so you don’t get tricked into lowering the asking price of your home.

Don’t move home without reading this

Did you know that moving home is considered one of the hardest life changes you could ever make? And, unfortunately, there are some people out there who want to make it harder. This is because there’s a lot of money involved in the property market, and if you’re not careful, you could end up in a difficult situation where you end up being stung.

A guide to the different types of mortgages

When choosing a mortgage, interest rates and fees aren’t the only factors that you need to be aware of. There are two main types of mortgages – fixed rate and variable rate. Fixed rate means the interest you’re charged stays the same for a set number of years. Variable rate means the interest on your mortgage can change.

5 ways to increase the value of your home

If you’re planning on selling your home and want as much money as possible from the sale, it’s important that you understand how to increase its value. There are obvious ways to do this - like having a new bathroom fitted - but they can be expensive and time consuming, so we’re going to stick to the simple things.

Will I have to pay stamp duty?

There are all sorts of costs to consider when buying a new house, besides the actual cost of the property itself. There are moving costs, legal fees and of course stamp duty.

Why there's more to a good mortgage than a low interest rate

When you’re buying a property, working out which mortgage is best for you is a big decision. For many people, the main thing they look for is the interest rate, as this will play a big part in determining how big the monthly repayment will be.