FriendlyScore writes

Welcome to our blog

Financial scams you need to be aware of

Statistics have shown that over £190,000 is lost to scammers in the UK every single day, with a third of that money being made by email and social media fraudsters. It’s a huge problem and one which is on the rise in the UK.

Don’t move home without reading this

Did you know that moving home is considered one of the hardest life changes you could ever make? And, unfortunately, there are some people out there who want to make it harder. This is because there’s a lot of money involved in the property market, and if you’re not careful, you could end up in a difficult situation where you end up being stung.

Easy ways to study and make money

If you’re a student and struggling to support yourself with nothing but your maintenance loan, don’t worry - there are ways to generate extra money without sacrificing your study time or social life.

Is Your Overdraft Working for You?

Staying in control of your overdraft can be difficult, especially if you aren’t sure exactly what you are being charged and why. We are here to answer some of your questions about overdrafts. Is it bad to use your overdraft every month? What are overdrafts for? And do overdrafts affect your credit score?

The best freebies around today

There aren’t many better things in life than getting something you want for free. And with the cost of living rising faster than most people’s wages, getting your hands on free goods and services could make a big difference. But knowing where to find the best freebies can be hard.

How to save money on interest

Whether it’s a credit card, loan, mortgage or overdraft, the lower your interest rate, the less you’ll spend on interest. But with a few simple tactics, you could save money every month while paying off your debt.

How Much Do Kids Really Cost? Financial Planning For A Family

So, are you thinking about starting a family?  Taking the leap from being childfree to being a parent is a huge decision and finances can play an important part in helping you decide when the time is right for you to start a family.

A guide to the different types of mortgages

When choosing a mortgage, interest rates and fees aren’t the only factors that you need to be aware of. There are two main types of mortgages – fixed rate and variable rate. Fixed rate means the interest you’re charged stays the same for a set number of years. Variable rate means the interest on your mortgage can change.

Car mechanic tricks and how to avoid them

If you need a repair or service carried out on your car, it’s important that you understand that there are a few operators out there who don’t exactly play by the rules. It’s unfortunate, but it does happen, which is why we want to help you avoid the small tricks that some car mechanics use when repairing and servicing cars.

5 ways to increase the value of your home

If you’re planning on selling your home and want as much money as possible from the sale, it’s important that you understand how to increase its value. There are obvious ways to do this - like having a new bathroom fitted - but they can be expensive and time consuming, so we’re going to stick to the simple things.

How to cut the cost of travel insurance if you have pre-existing medical conditions

If you’ve just booked your summer holiday, the next step is to make sure you have travel insurance to cover you if you fall ill or you need to cancel. There are hundreds of different policies available but if you have pre-existing medical conditions you could be faced with a big bill. However, you don’t have to pay over the odds and there are ways you can cut the cost.

What is the ISA allowance this year?

You can put £20,000 into a cash ISA in for the 2019/20 tax year, which will end on 5 April 2020. Any money you put into this account will not be taxed, so you’re free to earn interest on it which will in turn boost your savings.

Why things have got worse for credit card borrowers

If you have a big purchase on the way, then a credit card that offers interest-free spending can be a godsend. These cards some with a set 0% period on the money you spend, meaning you can pay your balance off in manageable monthly chunks. Each and every penny you repay will go towards reducing your debt, rather than a portion of your repayments having to go on interest charges.

The bank accounts people are switching to - and why

Bank accounts can be useful in all sorts of ways, besides simply being a place for your employer to pay your wages or for your bills to come out of. There are loads of different bank accounts in the UK, and while plenty are pretty mediocre, there are some that stand out by offering something a little different.