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How to cut the cost of cruise insurance?

You’ve just booked your next cruise, checked the weather forecast and are starting to think about what clothes you’ll need but what about insurance? It’s not the most exciting part of a holiday but it could potentially save you a lot of money if something goes wrong.

How to get a better deal on a new car

Driving is a necessity for millions of us, but it’s not exactly cheap. There are so many ongoing charges that come with getting behind the wheel, from car insurance to vehicle excise duty, let alone the actual cost of filling up at the pump.

Will I have to pay stamp duty?

There are all sorts of costs to consider when buying a new house, besides the actual cost of the property itself. There are moving costs, legal fees and of course stamp duty.

How do credit builder cards work?

Credit builder cards are a good way for those with poor credit scores to boost their credit history. It’s easier to get one of these cards if your credit score is less than perfect and if you follow the rules and repay the debt each month, they can be a real help in rebuilding your credit score. Here we list the five things you need to know before applying for one.

The No Spend Challenge. How Long Can You Go?

You may have heard of the No Spend Challenge. It received a lot of publicity when personal finance journalist, Michelle McGagh published her book The No Spend Year: How to Spend Less and Live More. Her goal was to pay off a chunk of her large London mortgage and her experiment meant she was able to pay down £22,000

How to spot an HMRC scam

The start of April marks the beginning of a new tax year. And while this brings with it a host of unwelcome price and tax increases, it’s also a prime time of year for scammers posing as HM Revenue & Customs (HMRC).

How to Set Long-Term Financial Goals

Long-term financial goals can feel daunting, and it is easy to get distracted by day to day living. Saving for large purchases, such as education, a car or even a house, can feel like an impossible mountain to climb, but we have put together some useful tips and ideas to help you set long-term financial goals and stick to them.

Renters: how to save on your energy bill

Tenants have plenty of extra outgoings to worry about every month, besides the actual rent, and one of the most significant is likely to be your energy bill. However, many tenants are apparently in the dark about whether they can move energy suppliers and switch to a cheaper deal.

How young drivers can cut their insurance costs

Young drivers pay the highest average costs for car insurance, of £1,316.62 per year, according to the AA. However, there are lots of tricks and tips for cutting the cost young drivers pay so they’re not left bankrupted by their cover.

How to find a new job if you haven’t got much experience

One of the most common questions asked by first-time job seekers is ‘how do I apply for a job when I haven’t got experience of working?’ The good news is that there are lots of ways to gain experience as well as getting your first job.

Do you need critical illness insurance?

Critical illness insurance is designed to pay out a lump sum if you get one of the injuries or illnesses listed in the policy and you’re no longer able to work.

How and why you should open a savings account

After the Bank of England increased the base rate to 0.75% in August 2018, a number of high-street banks started to increase their savings rates, meaning it’s a better time to open a savings account now than it has been for several years.

What can companies do with your data?

It’s been said that data is the new oil. Not everyone agrees but it’s certainly true that data is a powerful commodity that businesses are willing to pay a lot of money to get hold of. So what is your data? It’s everything from your name, location and spending power, to the number of children you have, what kind of holidays you take and whether you use credit cards.