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Welcome to our blog

How to find a new job if you haven’t got much experience

One of the most common questions asked by first-time job seekers is ‘how do I apply for a job when I haven’t got experience of working?’ The good news is that there are lots of ways to gain experience as well as getting your first job.

Do you need critical illness insurance?

Critical illness insurance is designed to pay out a lump sum if you get one of the injuries or illnesses listed in the policy and you’re no longer able to work.

How and why you should open a savings account

After the Bank of England increased the base rate to 0.75% in August 2018, a number of high-street banks started to increase their savings rates, meaning it’s a better time to open a savings account now than it has been for several years.

What can companies do with your data?

It’s been said that data is the new oil. Not everyone agrees but it’s certainly true that data is a powerful commodity that businesses are willing to pay a lot of money to get hold of. So what is your data? It’s everything from your name, location and spending power, to the number of children you have, what kind of holidays you take and whether you use credit cards.

The One Thing You Should Do To Improve Your Finances.

Pete is never sure why his personal finances are in such a muddle. He tries hard to keep his spending under control and pays the minimum amount on his credit card each month without fail. However, his debts seem to be rising, and he feels as though he is running fast and not getting anywhere.

How to apply for credit for the first time

If you are applying for credit, be it a credit card, mortgage, overdraft or even insurance policy, the lender will check your credit history before making a decision on whether to approve the money or not. You will usually need to have a good credit history, and score, in order to be approved but if you’ve never had credit before, how do you go about applying?

Don't pay over the odds for landlord insurance

Standard home insurance usually won’t cover you if you rent your house out to tenants, therefore it’s worth looking into landlord insurance. It provides protection should anything go wrong in the property.

How to haggle a cheaper price on your broadband bill

Loyalty doesn’t pay when it comes to broadband and if you’ve been with the same provider for a while you’re probably overpaying. In fact, you could be paying £220 too much every year, according to consumer group Which? but you don’t have to pay over the odds for your broadband package and haggling is a really easy way to cut your monthly costs.

Gap year booked? Make sure you've got the right cover

You’ve booked your around the world flights and you’re starting to plan your gap year but before you start packing your bags it’s important to make sure you have insurance in case something goes wrong.

Why there's more to a good mortgage than a low interest rate

When you’re buying a property, working out which mortgage is best for you is a big decision. For many people, the main thing they look for is the interest rate, as this will play a big part in determining how big the monthly repayment will be.

Where can I find a free help to get out of debt?

If you’re struggling to pay off your debts and having problem meeting your monthly bills there is free, independent help available. The first step to getting out of debt and back on track to being in the black is looking at your finances to find out where you stand. Here we’ve listed the steps to follow to get out of debt.

Negative equity: what is it, and how to avoid it

House prices fell by almost 3% in January according to the Halifax house price index, while over the last three months they have dropped by around 0.8%. With Brexit almost upon us, and the potential difficulties that will bring, it can be a nervy time for homeowners.