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Welcome to our blog

Should you save money even if you're in debt?

If you have credit card debt, a personal loan or an overdraft then you might wonder whether it’s worth saving any cash. After all, the amount of interest you’ll earn on your savings will almost certainly be less than the amount of interest you’re paying on any debt, even if you have a great credit score and are on a competitive rate.

Add To Basket. Spending Out of Control? Here's how to stop it.

We all need a little retail therapy sometimes. A new shirt, shoes, lipstick or bag can perk us up, rejuvenate our wardrobes and refresh our spirits. But what if our spending is getting out of control? What if we are spending more than we can afford on things we don’t need?

Would 'Help To Buy' help you?

It can be really hard to buy a home these days, especially if you don’t have anyone to help you with a deposit. Studies suggest that home ownership among young adults has collapsed, with the Institute for Fiscal Studies showing that the chances of a young adult in a middle income owning a home in the UK has more than halved in the last 20 years.

Do you need insurance for your engagement ring?

Congratulations you’re engaged, now before you start planning the wedding and scanning Pinterest for flower arrangements, one slightly less-exciting task is to make sure your new ring is insured in case it get lots, damaged or stolen.

How to spend less on childcare

It’s not unusual for the cost of nurseries, childminders and after-school clubs to be one of the biggest monthly bills for parents. Anyone with young children knows that the cost of good quality childcare is often second only to the mortgage or rent.

Get Fit For Free!

Recent figures show that we are wasting a staggering £558m per year on unused gym memberships. We have all know what it is like. We start with the best of intentions. We really believe that this time we are going to exercise regularly, and what better place to do that than the gym?

10 top travel insurance tips

With the cost of flights, accommodation, outfits, and other holiday-related expenses, the price of trips abroad can quickly mount up. It’s no surprise then that travel insurance may not be at the top of your list, but going away without it could be a costly mistake if something goes wrong.

Education is Expensive. Is it Worth it?

Education is expensive, and many families struggle to put their kids through university, believing it to be the very best start a parent can give their child. For years, going to university and getting a good degree automatically meant a first-class job and living a better life, but is that still the case today?

Your rights when you need to complain

Are you a complainer? I don’t mean a whinger, I mean someone who is not afraid to stand up for themselves when they’ve received poor service or bought something that simply isn’t good enough. Many people, especially Brits, suffer in silence when things are just not good enough.

7 things that need insuring

It might feel like almost every part of your life is insurable these days. But insurance is only really needed if you stand to lose lots if the worst happens. Here’s our run-down of the top seven types of insurance policy that most people need at some point in their life, as well as a little bit about how they work.

5 things you need to know about Open Banking

Open Banking was launched in the UK just over one year ago. And what an exciting year of dramatic change it has completely failed to be. Despite the fanfare and news stories and debates about security, Open Banking has still not made much of an impact on Brits. We just haven’t really got excited about it yet.

Could a credit union be right for you?

If you want to save cash or you need to borrow some money then you’ll probably turn to a high street bank or building society, or maybe an online lender. And if you’ve struggled to manage your money in the past and your credit score is a bit low then you might decide to approach a lender who specialises in poor credit loans.