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How to cut the cost of mobile phone insurance

Mobile phones are expensive and if you’ve got one of the newest models it can set you back around £1,000. Therefore if your phone is lost, stolen, or damaged you can end up paying out a lot more if you need to replace it or get it repaired. This is where mobile phone insurance comes into play and here we explain the best way to buy it without getting ripped off.

Why stretching your mortgage term is dangerous

While mortgages have traditionally been offered over 25-year terms, this has started to change in recent years. According to data from Moneyfacts, the number of mortgages with a maximum mortgage term has jumped from 1,118 to 2,221 since 2014.

Contactless payments: how much can you spend and how to avoid fraud

The way that we spend money has changed significantly in recent years, with far more of us now preferring to pay with a debit or credit card rather than cash. In fact, a study by Equifax last year suggested that around 37% of British people reckon the nation will be essentially cashless within a decade.

Do you need wedding insurance?

You’ve asked the question, got the date set, and are now starting on the process of wedding planning but before you even book a wedding cake trial - should you be thinking about insurance first? From the dress, suits, venue and caterers to the presents, rings and drinks weddings are a very expensive business and if something goes wrong - can prove even more costly.

Your rights when your airline collapses

If you were planning to head off on your summer holidays with a flight from Flybmi, then the news that the airline has filed for administration will likely be a cause for concern.

The price rises and costs that will hit you in April

April marks the start of a new tax year, and with it a host of taxes and monthly bills that we all pay will be going up in price. Here are some of those outgoings and expenses that are about to become more costly.

How to cut the cost of insuring your pet

If your pet is ill or injured and you need to take them to the vets, this will cost you and without insurance you’ll need to have the money upfront to pay. The bill for making your moggy better doesn’t have to bankrupt you and there are ways to cut the cost of insurance - as well as alternative methods of paying.

7 ways to protect your credit score as a student

A credit score is used by lenders to assess the level of risk in lending to you. The better your credit score, the more likely you’ll be offered reduced interest rates and cheaper monthly premiums in the future.

Should you save money even if you're in debt?

If you have credit card debt, a personal loan or an overdraft then you might wonder whether it’s worth saving any cash. After all, the amount of interest you’ll earn on your savings will almost certainly be less than the amount of interest you’re paying on any debt, even if you have a great credit score and are on a competitive rate.

Add To Basket. Spending Out of Control? Here's how to stop it.

We all need a little retail therapy sometimes. A new shirt, shoes, lipstick or bag can perk us up, rejuvenate our wardrobes and refresh our spirits. But what if our spending is getting out of control? What if we are spending more than we can afford on things we don’t need?

Would 'Help To Buy' help you?

It can be really hard to buy a home these days, especially if you don’t have anyone to help you with a deposit. Studies suggest that home ownership among young adults has collapsed, with the Institute for Fiscal Studies showing that the chances of a young adult in a middle income owning a home in the UK has more than halved in the last 20 years.

Do you need insurance for your engagement ring?

Congratulations you’re engaged, now before you start planning the wedding and scanning Pinterest for flower arrangements, one slightly less-exciting task is to make sure your new ring is insured in case it get lots, damaged or stolen.

How to spend less on childcare

It’s not unusual for the cost of nurseries, childminders and after-school clubs to be one of the biggest monthly bills for parents. Anyone with young children knows that the cost of good quality childcare is often second only to the mortgage or rent.

Get Fit For Free!

Recent figures show that we are wasting a staggering £558m per year on unused gym memberships. We have all know what it is like. We start with the best of intentions. We really believe that this time we are going to exercise regularly, and what better place to do that than the gym?