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Terms and conditions

PLEASE READ VERY CAREFULLY THESE TERMS AND CONDITIONS BEFORE ACCESSING OR USING THE WEBSITE http://www.friendlyscore.com/. BY ACCESSING OR USING THE WEBSITE http://www.friendlyscore.com/ YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED HEREIN. IF YOU DO NOT ACCEPT THESE TERMS AND CONDITIONS, PLEASE DO NOT REGISTER FOR OR PARTICIPATE IN THIS WEBSITE. 1. Introduction 1.1 The binding agreement ("Agreement") between you and FRIENDLY SCORE UK LTD ("Friendly Score") composes of these particular Terms and Conditions ("Terms and Conditions") that apply to your use of the service provided via the following Internet website http://www.friendlyscore.com/ (the "Site"), and do not alter in any way the terms or conditions of any other possible agreement you may have with Friendly Score, its subsidiaries or affiliates. 1.2 "You" or correspondingly "User" means any entity or affiliated persons, and/or any agency or network acting on its (or their) behalf, using the Site, which will also be contracted by the Terms and Conditions and this Agreement. 1.3 Please note that these Terms and Conditions affect your legal rights and obligations. If you do not agree to be bound by all of Terms and Conditions, do not access or use the Site. 2. General conditions 2.1 Friendly Score services provided by the Site consist of algorithms that allow You to check the credit score based on different data,including information from social media (“Scoring”) and to receive additional information. Scoring may cover data of yourself ("Lender Profile”) or of your clients ("Borrower Profile") 2.2 All information you provide to Friendly Score about yourself or about any third party for the purposes of Scoring must be true, accurate, current and complete. 2.3 You are required to keep all information up to date and accurate. 2.4 By agreeing to these Terms and Conditions You confirm that you are authorized to give Friendly Score access to your data and that You are responsible for acting accordingly with any relevant terms of any other social media site that contains data used for Scoring. 2.5 You must be at least 18 years old to use the Site. By using the Site You agree to be bound by these Terms and Conditions and confirm that you are at least 18 years of age and are lawfully fit and able to accept these Terms and Conditions. 2.6 If you are using the Site on behalf of any legal entity or corporation you further represent and warrant that you are rightfully authorized to accept these Terms and Conditions and enter into an agreement on such entity's behalf. 2.7 Friendly Score reserves the right in our sole discretion to change at any time any of the Terms and Conditions. You agree that your use of the Site after the date when the updated Terms and Conditions come into effect establishes an agreement based on the amended Terms and Conditions and will apply to your use of the Site from that point forward. 2.8 You are responsible for maintaining adequate security and control of any and all IDs, passwords, or any other codes that you use to access the Friendly Score Services. You are responsible for keeping your mailing address and email address up to date in your Profile. 2.9 Friendly Score is analyzing Your data for Scoring purposes only and is not collecting permanently any data that our Users provide us with. Your data will not be available for others to view with exception of Your score. Also Your personal identity will not be publicly disclosed without your express consent. 3. Lender Profile 3.1 The Lender profile is subject to Pricing as listed in pricing table in Lender’s section of the website social.friendlyscore.com. By registering Lender profile You authorize us to charge each payment to the credit card you use to make your payments or, if we are unable to complete a charge using such credit card, to any other credit card we have on file in your Account. You agree to maintain in your Account at least one valid credit card that expires no earlier than 20 days after your last payment due date. 3.2 If we are not able to charge any payment to a card on file in your Account, our remedies will include the right to block your ability to access Friendly Score services. You agree that we and our affiliates have no liability related to the exercise of these remedies. 3.3 Lender may access personal information about other Users only with their express consent. Trying to access other Users’ data without their express consent will result in blocking your ability to access Friendly Score services and terminating your account. 4. Copyright 4.1 Unless otherwise indicated, all of the content featured or displayed on the Site, including, but not limited to, text, graphics, data,photographic images, moving images, sound, illustrations, software, and the selection and arrangement thereof is owned by Friendly Score,its licensors, or its third-party image partners. All elements of the Site are protected by copyright and other laws relating to the protection of intellectual property. 4.2 In particular name "Friendly Score" and Friendly Score logo are trademarks owned by FRIENDLY SCORE UK LTD and are therefore subject to national as well as international protection. 4.3 At any time when you believe that any content infringes upon any copyright that you own or control, you may file a notification of such infringement to Friendly Score. 5. Indemnification You hereby agree to indemnify and hold Friendly Score and its subsidiaries, employees, affiliates, officers, agents, partners and licensors harmless from and against any and all third party demands, claims, liability, loss, and expense including damage awards, settlement amounts, and reasonable legal fees brought against Friendly Score or any of the abovementioned person(s), arising out of, related to or which may arise from your access to or use of the Site, Your breach or alleged breach of these Terms and Conditions, License or Your violation of any third-party rights including without limitation, any intellectual property right, publicity, confidentiality, property or privacy right, your violation of any laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authorities, including, without limitation, all regulatory, administrative and legislative authorities; or any misrepresentation made by you. 6. Disclaimer of Warranties 6.1 Unless otherwise mutually agreed to by the parties in writing, the Site is provided by Friendly Score on an "as is", "as available" and "with all faults" basis and hereby Friendly Score and its directors, employees, content providers, agents and affiliates exclude, to the fullest extent permitted by applicable law, any warranty, express or implied as to the Site. 6.2 The functions embodied on the Site are not warranted to be uninterrupted or without error. 6.3 Friendly Score will not be liable for any damages of any kind arising from the use of the Site and makes no representations or warranties of any kind concerning the work, express, implied, statutory or otherwise, including, without limitation, warranties of title,merchantibility, fitness for a particular purpose, noninfringement, or the absence of latent or other defects, accuracy, or the presence of absence of errors, whether or not discoverable. 6.4 Scoring is provided for informational purposes only. You acknowledge that, the analyses and tools available through the Friendly Score services, including, without limitation, social media scoring, are based on assumptions and subject to the limitations disclosed with respect to each such analysis or tool. Friendly Score expressly disclaims any liability for any errors or omissions in the Scoring, including, without limitation, the inaccuracy or incompleteness of any such Scoring, including but not limited to credit reports, credit scores, analysis of related information, savings estimates, approval odds, other information, tools or analyses available through the Friendly Score services, and for the usefulness of Scoring for any objective of any person, including but not limited to receiving a bank loan. 7. Limitation of Liability 7.1 Friendly Score does not guarantee compatibility of offered services and products with other producers’ software. User shall bear responsibility for the choice and consequences following from the use of other software including its applicability to user’s objectives. 7.2 Terms and Conditions are in lieu of all warranties, conditions, undertakings, terms and obligations implied by statute, common law, trade usage, cause of dealing or otherwise, all of which are hereby excluded to the fullest point of law. 7.3 In no event and under no circumstances shall Friendly Score, its directors, members, employees or agents be liable to you for any direct, special, indirect or consequential loss or damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise in any way connected with: a) the Site or Your use of or inability to use or the performance of the Site; b) any errors or omissions in the Site’s operation; any action taken in connection with License, copyright or other intellectual property owners; c) any damage to any user's computer, mobile device, or other equipment or technology including, without limitation, damage from any security breach or from any virus, bugs, tampering, fraud, error, omission, interruption, defect, delay in operation or transmission, computer line or net content failure or any other technical or other malfunction, including, without limitation, damages for lost profits, loss of goodwill, loss of data, content stoppage, accuracy of results, or computer failure or malfunction, even if foreseeable or even if the Friendly Score parties have been advised of or should have known of the possibility of such damages, whether in an action of contract, negligence, strict liability or tort (including, without limitation, whether caused in whole or in part by negligence, acts of god, telecommunications failure, or theft or destruction of the service). 7.4 By accessing the Site you understand that you may be waiving rights with respect to claims that are at this time unknown or unsuspected, and in accordance with such waiver, you acknowledge that you have read and understand, and hereby expressly waive. 8. Miscellaneous Provisions 8.1 If any clause or provision in these Terms and Conditions will become unenforceable, wherever possible this will not affect any other clause and each will remain in full force and effect. 8.2 Any waiver of any provision of the Terms and Conditions will be effective only if in writing and signed by Friendly Score. 8.3 The rights granted under, and the subject matter referenced, in this License were drafted utilizing the terminology of the Berne Convention for the Protection of Literary and Artistic Works (as amended on September 28, 1979), the Rome Convention of 1961, the WIPO Copyright Treaty of 1996, the WIPO Performances and Phonograms Treaty of 1996 and the Universal Copyright Convention (as revised on July 24, 1971). These rights and subject matter take effect in the relevant jurisdiction in which the License terms are sought to be enforced according to the corresponding provisions of the implementation of those treaty provisions in the applicable national law. If the standard suite of rights granted under applicable copyright law includes additional rights not granted under this License, such additional rights are deemed to be included in the License; this License is not intended to restrict the license of any rights under applicable law. 9. Applicable Law 9.1 All disputes arising in connection with these Terms and conditions shall be primarily resolved amicably. 9.2 Terms and Conditions will not be governed by the united nations conventions on contracts for the international sale of goods, if otherwise applicable. 9.3 You agree that all disputes you have with Friendly Score in connection with Terms and Conditions that cannot be amicably resolved shall be submitted for resolution by Common Court of Law at the location of Friendly Score UK LTD. registered office.

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