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Products

Simple access to enriched Open Banking
data and predictive analytics


Connect

Access Open Banking PSD2 data

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Credit Scoring
  • Customer Segmentation
Services
  • Integration Support
  • Customised Reports (Consumer & SME)
  • Credit Score Calibration
  • Compliance Documentation

Insights

Access enriched Open Banking PSD2 data for lending purposes

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Credit Scoring
  • Customer Segmentation
Services
  • Integration Support
  • Customised Reports (Consumer & SME)
  • Credit Score Calibration
  • Compliance Documentation

Forecast

Access our full Open Banking PSD2 credit decisioning solution

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Credit Scoring
  • Customer Segmentation
Services
  • Integration Support
  • Customised Reports (Consumer & SME)
  • Credit Score Calibration
  • Compliance Documentation

Features

Transaction

Classification of transactional data into identifiable categories, such as income, bills and lifestyle

Account

Extraction of basic account information such as account type, status and currency

Balance

Extraction of basic financial metrics such as balance and overdraft usage

Income

Analysis of income streams, which includes identification of items such as recurring and irregular income

Expenditure

Expenditure analysis, which includes identification of items such as fixed and flexible costs

Financial Patterns

Historical trends, breakdowns and short-term forecasting of transactional data metrics

Financial Markers

Classification of transactional data into identifiable categories, such as income, bills and lifestyle

Employment

Inference of employment details through transactional data such as salary, payment history and payer information.

Credit Scoring

Customised modern credit score which leverages the power of Open Banking to extend the scope of credit scoring beyond traditional methods

Customer Segmentation

Use of behavioural and psychographic methods to identify specific customer sub-populations, such as those who are financially vulnerable

Any further questions?

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