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Products

Simple access to enriched Open Banking
data and predictive analytics


Connect

Access categorised Open Banking PSD2 data

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Financial Credibility Scoring
  • Affordability/Liquidity Scoring
Services
  • Integration Support
  • E-mail and LiveChat support

Insights

Access enriched Open Banking PSD2 data

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Financial Credibility Scoring
  • Affordability/Liquidity Scoring
Services
  • Integration Support
  • E-mail and LiveChat support

Forecast

Access complete Open Banking PSD2 data prediction suite

Features
  • Transaction
  • Account
  • Balance
  • Income
  • Expenditure
  • Financial Patterns
  • Financial Markers
  • Employment
  • Financial Credibility Scoring
  • Affordability/Liquidity Scoring
Services
  • Integration Support
  • E-mail and LiveChat support

Features

Transaction

Classification of transactional data into identifiable categories, such as income, bills and lifestyle

Account

Extraction of basic account information such as account type, status and currency

Balance

Extraction of basic financial metrics such as balance and overdraft usage

Income

Analysis of income streams, which includes identification of items such as recurring and irregular income

Expenditure

Expenditure analysis, which includes identification of items such as fixed and flexible costs

Financial Patterns

Historical trends, breakdowns and short-term forecasting of transactional data metrics

Financial Markers

Classification of transactional data into identifiable categories, such as income, bills and lifestyle

Employment

Inference of employment details through transactional data such as salary, payment history and payer information.

Financial Credibility and Affordability

Customised modern scores which leverages the power of Open Banking to extend the scope of credit scoring beyond traditional methods

Customer Segmentation

Use of behavioural and psychographic methods to identify specific customer sub-populations, such as those who are financially vulnerable

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