Where traditional credit scores consider five primary factors: amounts owed, payment history, credit mix, length of history, and new credit, FriendlyScore uses over 820 variables contained within your existing online social profiles to generate a more holistic view of your creditworthiness. Who you're friends with, what you're interested in, and other habits online can help contribute to a better credit score that gives you more access to financial products.
Current credit scoring divides consumers into 3 different groups.
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