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Unlock the power of Open Banking

Enable your customers to securely share their financial data with your app through open banking.

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Delivering Open Banking to 100+ market leaders

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Financial data sharing made simple

FriendlyScore’s financial data sharing technology can be quickly and easily integrated into your existing applications, and provides real time customer insights through a single API.

Use these insights to offer customers the most relevant products, up-to-date advice and most engaging experience they’ve ever had.

We provide solutions using

Open banking data across various industries

  • Banking
  • Unsecured Lending
  • Mortgages
  • Collections
  • Tenant Vetting
  • Lettings Management
  • Credit Cards
  • Accounting
  • Salary Finance
  • Buy Now Pay Later
  • Money Management
  • SME Lending
  • Factoring
  • Telecoms & Utilities
  • Green Energy Finance
  • Gambling
  • Commercial Leasing
  • Motor Finance
  • Retail Finance
  • Wealth Management


Harness the power of Open Banking in your platform


Comprehensive connectivity to all PSD2 compliant banks

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Data Enrichment

Enriched data and predictive analytics for Retail and SME

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Financial Management Toolkit

Personal and Business Finance Management

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See how Open Banking

Developer Friendly

Access United Kingdom
bank data with one API

All raw data, features and customer insights available upon connection

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Open Banking

Access Open Banking within minutes

Connect your website or application to major European banks today.

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Coming soon:
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Privacy & Security

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Permission based data sharing

We never extract or analyse data without explicit user consent

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GDPR Compliant

FriendlyScore is compliant with the EU General Data Protection Regulation

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FCA Regulated

FriendlyScore is authorised and regulated by the Financial Conduct Authority (firm no. 781963) as an account information service provider (AISP), and to provide credit broking, credit information and credit referencing services.

Ready to start?

Market leaders about us

FriendlyScore has been great to work with. Their product is very developer-friendly and our team was able to seamlessly integrate with their API.

After researching several Open Banking providers for our AISP we settled on FriendlyScore due to their superior categorisation engine. Their data enrichment API and categorisation engine offer a breadth of transactional information not available with other providers.

Furthermore, their product has a high degree of accuracy with particularly difficult to categorise transactions such as rent and salary which is particularly important when deciding on a user's affordability score. They continue to improve the accuracy of their models enabling us to perform checks to a high degree of accuracy.

The team at FriendlyScore is incredibly helpful and has been available for calls to pass on feedback or answer questions we have had concerning the product. The degree of accessibility and personal touch from Loubna and the team is greatly appreciated.

We highly recommend FriendlyScore to anyone looking for an AISP.

Guy Proops

Head of Product, VerifyMyAge

FriendlyScore has been a fantastic addition to Verify 365 verification platform.

After scouring the market for open banking providers, FriendlyScore was the one company who were able to give us exactly what we needed: simple integration, fast connectivity and insightful analytics, all of which added immense value to both ourselves and our clients.

In particular, FriendlyScore’s open banking technology enabled us to provide lawyers with fast and secure access to the bank transaction data of their clients so that standard procedures such as KYC and income verification could be performed in seconds in full compliance with SRA and HMLR regulations.

Cannot recommend them highly enough.

Rudi Kesic

CEO, Verify365

The open banking service provided by Friendlyscore has made our processing service much easier and it has reduced the time it takes for our applications to be completed. This is not only a big positive for us but also our customers.

We were set up and ready to use the service in very little time and the interface for Friendlyscore is user-friendly and easy to pick up. It took minimal training for our staff to learn how to use the service and we've had little to no issues since.

Glad we started using Friendlyscore and wish we'd started using the service much sooner than we did!

Kwok Man

Executive Director, Faith Financial

We've worked with FriendlyScore for over a year now and they simply cannot do enough for us. Their platform and API is second to none, but above everything else they are a pleasure to deal with - a company that really cares

Rob Saville

Director, UtilityMix / Hello Mango

As a tenant referencing company it is vital that we turnaround our references quickly but also provide accurate information on our reports.

Since using Friendlyscore our turnaround times have improved dramatically, and we have been able to provide our clients with more information than ever before regarding their applicants financial suitability as a tenant.

The Friendlyscore team are incredibly helpful, and their platform is secure, user friendly and only involves a very simple integration process. We would recommend wholeheartedly.

Adam Cheshire

Operations Director, Vorensys

The team at FriendlyScore have a great product and simple APIs and can add a lot of value to those who want to be up and running quickly. On top of this they have always been super helpful and on hand to immediately answer any questions no matter how big or small. A big thank you to Loubna and her team!

Martin Burt

CEO, LuciePay


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6 September 2021

FriendlyScore just got better!

Here at FriendlyScore we are constantly looking for new ways to improve our services and deliver you the most cutting edge solutions. We recently made several improvements to our scores to give you the clearest picture of financial credibility and liquidity yet.

12 May 2021

Redefining Creditworthiness

By expanding the scope of traditional credit risk assessments, FriendlyScore enables borrowers to make more financially inclusive lending decisions, especially regarding the often underserved group of near-prime customers.

19 April 2021

Open banking. Let us make things simple.

Integrating third-party open banking software into an existing platform can be a lengthy and complex procedure that interferes with daily business. FriendlyScore’s web-based solution avoids this process altogether so your business can begin using open banking technology immediately.