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Financial Health Platform

Let your customers connect personal and business bank accounts

Get simple access to financial health scores, bank accounts, categorized transactions and cash flow analytics

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Who We Are

FriendlyScore is an FCA-regulated Credit Reference Agency, Account Information Service Provider (AISP) and analytical software company, offering financial health scores, data aggregation services and bank account analytics for retail and business.

FriendlyScore operates worldwide. Where Open Banking is available, we offer PSD2 connectivity to all major banks. In other territories, we can enrich existing account transaction data and offer predictive analytics.

Through our in-house analytics software, we provide a comprehensive range of insights into an individual or organisation’s financial performance.

We provide solutions using

Open banking data across various industries

  • Banking
  • Unsecured Lending
  • Mortgages
  • Collections
  • Tenant Vetting
  • Lettings Management
  • Credit Cards
  • Accounting
  • Salary Finance
  • Money Management
  • SME Lending
  • Factoring
  • Telecoms & Utilities
  • Green Energy Finance
  • Gambling
  • Commercial Leasing
  • Motor Finance
  • Retail Finance


Harness the power of Open Banking in your platform


Comprehensive connectivity to all PSD2 compliant banks

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Data Enrichment

Enriched data and predictive analytics for Retail and SME

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Financial Management Toolkit

Personal and Business Finance Management

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Try FriendlyScore
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Developer Friendly

Access European bank data
with one API

All raw data, features and insights into potential borrowers available upon connection

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Open Banking

Access Open Banking within minutes

Connect your website or application to major European banks today.

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Coming soon:
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Privacy & Security

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Permission based data sharing

We never extract or analyse data without explicit user consent

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GDPR Compliant

FriendlyScore is compliant with the EU General Data Protection Regulation

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FCA Regulated

FriendlyScore is authorised and regulated by the Financial Conduct Authority (firm no. 781963) as an account information service provider (AISP), and to provide credit broking, credit information and credit referencing services.

Ready to start?


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19 April 2021

Open banking. Let us make things simple.

Integrating third-party open banking software into an existing platform can be a lengthy and complex procedure that interferes with daily business. FriendlyScore’s web-based solution avoids this process altogether so your business can begin using open banking technology immediately.

23 March 2021

FriendlyScore is helping to digitise the mortgage industry

Gathering and manually analysing paper statements to assess would-be borrowers’ credentials has long been a staple of the mortgage industry. But in the open banking era, automated processes using digital information that is more accurate and less susceptible to fraud will soon replace these methods.

22 February 2021

Advancing Accuracy: FriendlyScore Release New Salary Detection Technology

An individual's salary is one of the most valuable data points extracted from raw open banking data. It is also one of the more difficult to assign accurately. This week sees FriendlyScore upgrade their transaction classification model to address this issue directly.