FriendlyScore is an FCA-regulated Credit Reference Agency, Account Information Service Provider (AISP) and analytical software company, offering financial health scores, data aggregation services and bank account analytics for retail and business.
FriendlyScore operates worldwide. Where Open Banking is available, we offer PSD2 connectivity to all major banks. In other territories, we can enrich existing account transaction data and offer predictive analytics.
Through our in-house analytics software, we provide a comprehensive range of insights into an individual or organisation’s financial performance.
All raw data, features and insights into potential borrowers available upon connection
Connect your website or application to major European banks today.
We never extract or analyse data without explicit user consent
FriendlyScore is compliant with the EU General Data Protection Regulation
FriendlyScore is authorised and regulated by the Financial Conduct Authority (firm no. 781963) as an account information service provider (AISP), and to provide credit broking, credit information and credit referencing services.
19 April 2021
Integrating third-party open banking software into an existing platform can be a lengthy and complex procedure that interferes with daily business. FriendlyScore’s web-based solution avoids this process altogether so your business can begin using open banking technology immediately.
23 March 2021
Gathering and manually analysing paper statements to assess would-be borrowers’ credentials has long been a staple of the mortgage industry. But in the open banking era, automated processes using digital information that is more accurate and less susceptible to fraud will soon replace these methods.
22 February 2021
An individual's salary is one of the most valuable data points extracted from raw open banking data. It is also one of the more difficult to assign accurately. This week sees FriendlyScore upgrade their transaction classification model to address this issue directly.