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Open Banking Solutions

For fair and responsible lending

Allow your customers to leverage PSD2 Open Banking data to demonstrate creditworthiness and affordability.

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What We Are

FriendlyScore is an FCA-regulated Account Information Service Provider (AISP) and analytical software company, offering in-house credit risk solutions for retail and business lenders.

FriendlyScore operates worldwide. Where Open Banking is available, we offer PSD2 connectivity to all major banks. In other territories, we are able to extract, consume and generate a variety of traditional and alternative data sources.

Through our in-house analytics software, we provide a comprehensive range of insights into an individual or organisation’s financial performance and creditworthiness.


Harness the power of Open Banking in your
credit decisioning platform


Comprehensive connectivity to all PSD2 compliant banks. For lenders that want to incorporate raw data into existing processes

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Enriched data to automate affordability checks and include in existing credit scores

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Full stack solution for credit risk assessment

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Try FriendlyScore
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Developer Friendly

Access European bank data
with one API

All raw data, features and insights into potential borrowers available upon connection

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Open Banking

Access Open Banking within minutes

Connect your website or application to major European banks today.

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Coming soon:
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Privacy & Security

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Permission based data sharing

We never extract or analyse data without explicit user consent

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GDPR Compliant

FriendlyScore is compliant with the EU General Data Protection Regulation

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FCA Regulated

FriendlyScore is authorised and regulated by the Financial Conduct Authority (firm no. 781963) as an account information service provider (AISP), and to provide credit broking, credit information and credit referencing services.

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eIDAS certified

FriendlyScore is certified compliant with the EU’s eIDAS (electronic identification and trust services) regulation

Ready to start?


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